Loan Advisory

Overview

Sayyid Theyazin Wealth Creation and Funding offers expert loan advisory services designed to help businesses navigate the complex world of financing. Whether you're a startup, growing SME, or established corporation, our tailored advisory ensures you secure the best possible loan structure aligned with your strategic goals.

Our Loan Advisory Process

1. Financial Needs Assessment

We begin by analyzing your:

• Business model & growth stage
• Funding purpose (working capital, expansion, equipment purchase, refinancing)
• Current financial health (cash flow, assets, liabilities, credit profile)
• Risk tolerance & repayment capacity

2. Loan Product Matching

We identify the best-fit loan products from our global network of lenders, including:

A. Conventional Business Loans

• Term Loans (for long-term investments)
• Working Capital Loans (short-term operational funding)
• Trade Finance (LCs, invoice discounting, supply chain financing)
• Asset-Backed Loans (secured by property, machinery, receivables)
• Project Finance Loans (for large-scale ventures)

B. Sharia-Compliant Financing

• Murabaha (cost-plus financing)
• Ijara (leasing-based financing)
• Musharakah (profit-sharing partnership)
• Tawarruq (commodity-based liquidity solution)

3. Lender Negotiation & Application Support

We leverage our strong banking relationships to:

• ✔ Compare offers from multiple lenders
• ✔ Negotiate competitive rates & terms (interest, collateral, grace periods)
• ✔ Prepare & submit applications with:
  • Business plans
  • Financial projections
  • KYC & compliance documents
  • Collateral valuation reports (if applicable)

4. Loan Structuring & Risk Mitigation

We optimize your loan terms by:

• 📌 Aligning repayment schedules with cash flows
• 📌 Minimizing borrowing costs (interest, fees, prepayment penalties)
• 📌 Balancing debt-to-equity ratios for financial stability
• 📌 Advising on collateral optimization (to reduce risk exposure)

5. Post-Disbursement Advisory

Our support continues after loan approval with:

• 🔹 Fund utilization monitoring
• 🔹 Refinancing strategies (if better terms emerge)
• 🔹 Debt restructuring advice (during financial stress)

Why Choose Our Loan Advisory?

• ✅ Deep Lender Relationships – Access to banks, NBFCs, DFIs, and private credit funds
• ✅ Tailored Solutions – Customized financing for SMEs, corporates, and startups
• ✅ Sharia-Compliant Expertise – Ethical financing for halal businesses
• ✅ End-to-End Support – From application to repayment optimization

Who Can Benefit?

• 🏢 SMEs & Startups – Securing growth capital
• 🏗 Real Estate Developers – Construction & project financing
• ⚡ Energy & Infrastructure Firms – Large-scale funding
• 🛒 Retail & Trading Businesses – Working capital & trade finance
• 🌾 Agribusinesses – Equipment & operational funding

Get Expert Loan Advisory Today

Struggling to find the right loan? Let our experts guide you to the best financing solution with minimal hassle and optimal terms.

Contact Us Now